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Finance Center

Financing...When it comes to financing, we are FOCUSED!

Sunnyside has made every effort to ensure that when you need to finance or lease a car, that not only will we do our best to get you approved, we will search for a competitive interest rate that is tailored to fit your needs.

When you purchase a car at Sunnyside, you will benefit from the volume of business we send to local and national banks. Because of this large volume, we can work with the banks to arrange the best terms available to you. We have bank specialists on hand every day to help you with your financing needs! Over the past 10 years, Sunnyside has arranged financing for over 50,000 guests through 27 different lending institutions. If your credit isn't the best, we can help you.

Please contact a Finance Manager at Sunnyside Toyota if you have any questions regarding the financing or leasing of your next car. We are eager to help!

Cleveland Car Loans - Sunnyside Toyota

Welcome to the Sunnyside Toyota Finance Center for Cleveland car loans and lease programs. Here you can use our secure online car finance application form to get a quick and accurate response on financing your next new Toyota or used car. Bad credit in Ohio doesn't matter to us, we'll do whatever it takes to put you in that new Toyota in Ohio. Simply fill out the form below! Your financing information is sent securely in an encrypted format, and we'll get back to you in as little as a day's time to complete the process.

Sunnyside Toyota has everything you need. From our premier auto loan options for our Cleveland customers, to used cars in Cleveland. With knowledge and experience to help you with your purchase, and a friendly atmosphere, we're the Cleveland Ohio area's favorite Toyota dealership!

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Financing Navigation

Contact Information

Sunnyside Toyota

27000 Lorain Rd.

North Olmsted, OH 44070
sales Sales:
(866) 472-1783
phone2 Service:
(866) 478-4835

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.