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Finance Products

Finance or Lease...What is best for you?
For most buyers, this can be a very difficult decision when looking for a new car. Here are some tips that will help you decide:

Lease if...
Finance if...

You like to have a new car every 2-4 years.

You don't mind driving the same car for many years.

You don't want to be bothered with repair bills - whether they are covered by the manufacturers warranty or not.

You don't mind paying repair bills for part of the cars life - if it means having no further payments.

You know you'll keep the car for the full term of the lease.

You think you might have to give up the car unexpectedly.

You are self-employed (or an employer) and know that you can write off some of the expense.

You're buying your car for personal use and don't need to write off any expenses that are allowed when you lease a vehicle for tax purposes.

You would like to drive a nicer car than you may be able to afford to finance, or simply acquire a car now that you may be able to afford in the future.
Prestige is not an issue - a car is only a form of transportation for you.

You take good care of your car, and you are not worried about damage outside of "normal wear and tear."

You don't want to risk paying for repairs or a penalty at the end of the lease.

You don't have the money for a large down payment - or prefer to invest your money in other ways.

You would rather pull together more money for a down payment and know that you are building equity in a vehicle.

Driving a new car is more important to you than actually owning one.

Owning a car is very important to you and you are not comfortable with having continuous payments year after year.





























There are a few things in life that are as exciting as buying a new car. You have worked hard to make this purchase, and you owe it to yourself to take every opportunity to protect it. When you visit our finance office, you will be offered many products to help protect your new vehicle. Listed below are some of the great products we offer:

Extended Service Contracts...Why do you need one? Many people often wonder if it is necessary to purchase an extended service contract on their new or pre-owned vehicle. We, at Sunnyside, have made that decision easy for you. 

Theft Protection System. Cars are stolen every day in the greater Cleveland area. Unfortunately even though insurance covers your loss, you always end up being the loser. People don't realize the time and effort that goes into replacing a stolen car. No matter how good your insurance is, there is always a financial loss. With our unique ultra-violet labels that imprint a unique identification number into the major body panels of the car, the car becomes less valuable to your "professional thief." When you choose to transfer the Theft Guarantee into your name at the time of delivery, you will receive a $4000 cash benefit in the event your car is stolen and never recovered or deemed a total loss. This cash benefit helps offset any financial loss you may have as well as help to relieve some of the financial burden of purchasing a new car.*

Windshield Repair and Replacement Guarantee. Doesn't it make you mad when you are driving down the road and a rock flies up and chips or cracks your glass. You probably say to yourself "great, just another thing to worry about and pay for!" Well, not anymore! Protect yourself from the unexpected expense of repairing or replacing your windshield. With our Guarantee, you will NEVER pay for a damaged windshield again! The Guarantee pays 100% parts and labor with no additional expense to you - the best part is there is no limit to the number of claims! And, they come to you...no special appointments or time out of your day, your windshield is repaired at your home or business!*

Easy Dent & Ding Care. When you drive off the lot, you love the look of your new car. Of course, you want to keep it that way. Then, you walk out of the store to find someone has left your perfect car with a nice little door ding...your heart sinks and your perfect car isn't so perfect anymore. Now, you don't have to worry about that sinking feeling. When you protect your car with our Easy Dent & Ding Care program, your car will be restored to new! The paintless dent removal program will remove the dents without any paint or drilling. You will drive away with the same satisfaction you had when you drove it off the showroom floor! A feeling that you never want to lose!*

Paint Sealant Protection. Have you ever washed your car, dried it, then looked at it and thought you had water spots all over the car? Well, that is what they call "Acid Rain Damage." Unfortunately our environment is very conducive to acid rain. With our paint sealant protection, your vehicle is protected against harmful elements such as; acid rain, bird droppings, fallen leaves, ultra-violet rays and other environmental hazards. Plus, you don't ever have to wax your car! Our paint sealant protection is guaranteed for life, as long as you reapply it every three years! In the event that you do have damage, all damage is fixed at absolutely no cost to you!*

Fabric Protection. You are driving down the road and have to slam the brakes on...oops...there goes your coffee, all over the seat! With our excellent fabric protection applied to the interior of your car, you don't have to panic! All you have to do is blot up the spill and it should come right out. If it doesn't - DON'T WORRY, bring your car back to your selling dealer and we will get it out. If we can't get it out, your fabric will be replaced! The fabric protection is also guaranteed for life, as long as you reapply it every three years! So...relax - you are covered!

GAP - Guaranteed Asset Protection.  You never think it can happen to you, but the theft or total loss of your vehicle can take anyone by surprise.  The surprise can be twice as unpleasant when your primary insurance carrier's settlement is less than the amount you need to pay off you finance contract's outstanding balance.  Gap: Protects you from out-of-pocket expenses; Provides for the reimbursement of your primary insurance carrier's deductible (where permitted by state); and can be financed with the vehicle for only a small addition to your monthly payment.  GAP .... protection against the unexpected.   

* See specific contracts for complete details.
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